Financial Tools
Run the numbers
Use our calculators to model your mortgage repayments, see how your investments could grow, compare KiwiSaver fund projections, and plan your retirement.
Mortgage Calculator
Estimate your weekly, fortnightly, or monthly mortgage repayments across different loan terms and interest rates.
Model your repayments
Extra Payments
Fortnightly Repayment
$1,457.93
Total Interest
$637,186.32
Total Paid
$1,137,186.32
Remaining Balance Over Time
Principal vs Interest
This calculator provides estimates only and does not constitute financial advice. Actual repayments may vary. Contact us for personalised advice.
Investment Calculator
Enter your starting balance, contributions, and expected return to see how your money could grow over time.
See compound growth in action
Projected Value
$300,851
Total Contributions
$130,000
Investment Growth
$170,851
Portfolio Growth Over Time
Value Breakdown
This calculator provides estimates only based on assumed constant returns. Actual returns will vary. Past performance does not guarantee future results. Contact us for personalised advice.
KiwiSaver Calculator
See how fund type, contribution rate, and fees could affect your KiwiSaver balance at retirement.
Compare your KiwiSaver projections
Conservative
3.5% p.a. return
$379,833
projected at retirement
Balanced
5.5% p.a. return
$596,889
projected at retirement
Growth
8.0% p.a. return
$1,087,517
projected at retirement
Choosing Growth over Conservative could mean $707,685 more at retirement
Projected Balance by Fund Type
Contribution Breakdown by Fund
This calculator provides estimates only and does not constitute financial advice. Actual returns will vary based on market conditions, provider fees, and fund performance. Past performance is not a guarantee of future returns.
Retirement Planner
Work backwards from your ideal retirement lifestyle to see what it takes to get there.
Plan backwards from the life you want
You Need
$1,500,000
target nest egg
You're On Track For
$741,499
projected balance
Your Gap
$758,501
to close
You have a $758,501 gap to close. Here's how.
Increase Contributions
16%
currently 4%
Retire Later
Age 77
currently targeting 65
Current Path Supports
$29,660/yr
targeting $60,000/yr
Projected Growth vs Target
This calculator provides estimates only and does not constitute financial advice. Projections use a 4% safe withdrawal rate and assume constant returns. Actual outcomes depend on market conditions, fees, and individual circumstances.